We are niche insurance specialists at our core but if you connect with us on social media you'll soon notice that we aren't like any other risk transfer business. We provide updates on topical liability, legislative and personal accident issues and are regular commentators on national TV and in the press. 

Welcome to SHA Risk Specialists, we are a division of Santam Ltd (FSP 3416) with expertise spanning across a broad range of niche insurance products.

We employ a team of specialists, many of whom are qualified legal professionals, able to structure insurance programs for most businesses both within and outside the borders of South Africa.

We have an underwriting capacity that tips the scales at R1bn and are the proud underwriter of the majority of the Top 100 companies listed on the JSE. SHA is the largest specialist liability insurer in southern Africa and with over 30 years of excellence, our experience and expertise come together to tailor-make solutions for any sized business in any industry.

Santam is a level 3 BBBEE company and is the largest short term insurer in South Africa.

Insurance

SHA Risk Specialists

Gareth Beaver

Thato Tsindwi

Nikita Naicker

Natalie Peens

Masilu Mafokwane

Gape Modisane

Yonela Ntshobane

Xolani Mntambo

Vuyisile Buthelezi

Nkuli Xeketwana

Leana Ramraj

Susan Clark

Mpho Chokwe

Kishan Vanmali

Makolo Kalambaie

Francois Olivier

Sandy Terblanche

Alicia Narainsamy

The Business Development and Data Analysis team at SHA Risk Specialists focuses on identifying growth opportunities and enhancing client engagement through data-driven strategies. By leveraging insights from market trends and analytics, the team collaborates with other departments to tailor innovative insurance solutions and optimize digital distribution channels, ensuring that SHA remains a leader in the niche insurance market.

Business Development and Data Analysis

UnderwritingTeam

Claims Processing Team

Business Development and Data Analysis

About

Team members

Other teams at SHA Risk Specialists

UnderwritingTeam

Claims Processing Team