Gaurav Tiwari

Gaurav Tiwari has a wealth of experience in the banking and fintech industries. Gaurav is currently the Founder of Sutradhar, a position they have held since 2020. Prior to this, they were the Chief Product Officer of Payabbhi (RS Software) from 2019 to 2020. From 2017 to 2019, they were the Chief Information Officer of ISME ACE, where they worked on building India's biggest Fintech Accelerator and invested in eight fintechs. From 2015 to 2017, they were the Head of Digital and Biometric Banking at Jio Payments Bank Limited, where they designed the overall solution stack for the bank. From 2014 to 2015, they were the Vice President at Kotak Mahindra Bank. From 2005 to 2014, they were the Assistant Vice President at HDFC Bank, where they designed and implemented the UID based authentication for processing customer transactions, a biometric based authentication for HDFC Bank’s Bank on Wheel offering for rural customers, Cash on PoS for Debit Cards, and two-factor authentication for card transactions on IVR and Mobile. In 2004, they were a Summer Intern at Forbes Marshall, where they designed, manufactured, tested and implemented a new flow meter for measuring the flow of fuel inside the boilers.

Gaurav Tiwari graduated with a B Tech in Mechanical Engineering from the Indian Institute of Technology, Bombay in 2005, having started their studies there in 2001.