Robert A. Edwards

Chief Risk Officer at United Community Bank

Robert A. Edwards has over 15 years of experience in the financial industry, with a focus on credit risk management. Robert is currently the Chief Risk Officer at United Community Bank, where they are responsible for overseeing the credit risk management for the bank. Robert has previous experience as the Chief Credit Officer at The South Financial Group and Regions Financial, where they were responsible for managing the credit risk for portfolios including commercial, corporate, retail, and mortgage loans. Robert has also served on various committees focused on credit policy and risk management.

Robert A. Edwards has a Master of Business Administration (MBA) from Florida Atlantic University and a BA in Business Administration & Computer Science from Eastern Nazarene College.

Their manager is H. Lynn Harton, President & CEO. They are on a team with Jefferson Harralson - Chief Financial Officer, Richard W. Bradshaw - Chief Banking Officer, and Mark Terry - Chief Information Officer.


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