Ajith Kumar Bhaskaran

AJITH KUMAR BHASKARAN has a diverse and extensive work experience in the field of credit analysis and risk evaluation. AJITH KUMAR started their career in 1996 as a Team Leader-Credit Analyst at State Bank of India, where they worked until 2016. During this period, they gained expertise in structuring credit facilities and terms of approval for greenfield projects and managed an important portfolio of corporate customers.

In 2003, AJITH KUMAR BHASKARAN joined STATE BANK OF TRAVANCORE as a Credit Analyst, where they worked until 2015.

In 2016, AJITH KUMAR BHASKARAN returned to State Bank of India in various capacities, including as Relationship Manager, Corporate Credit, Credit Analyst, and Head of Credit. AJITH KUMAR worked as a Team Lead (Relationship Managers) and was responsible for heading a team of credit analysts. AJITH KUMAR also had extensive experience in managing corporate customers funded under consortium/multiple banking.

In 2019, AJITH KUMAR BHASKARAN joined United Finance Company SAOG as Head of Credit. In this position, they provided executive leadership over credit analysis, assessment, and risk evaluation measures. AJITH KUMAR engaged with stakeholders to define business goals and promoted best practices to meet short-term and long-term objectives. AJITH KUMAR also conducted credit monitoring and post-sanction supervision to mitigate vulnerabilities.

Overall, AJITH KUMAR BHASKARAN has a strong background in credit analysis and risk evaluation, with experience in leadership roles and managing corporate customers in the banking sector.

AJITH KUMAR BHASKARAN holds a Master's degree in Financial Analysis from ICFAI University, which they obtained from 2010 to 2013. Prior to that, they completed their Bachelor's degree in Economics from S N College, KOLLAM, between 1985 and 1988. In addition to their formal education, they have obtained several certifications, including the Commercial Banking Credit Analyst certification from Corporate Finance Institute® (CFI) in May 2021, the CORe (Management Programme) certification from Harvard Business School in January 2020, the Chartered Financial Analyst (CFA) certification from ICFAI University in December 2016, the Certificate in Project Finance from the Institute of Financial Management and Research-IFMR in February 2012, and the Certified Associate of the Indian Institute of Banking and Finance certification from the Indian Institute of Banking and Finance in March 2008.