John Clausing

John Clausing is an experienced credit risk management professional, currently serving as Credit Risk Manager at Upgrade, Inc. since April 2023. Prior to this role, Clausing held positions such as Originations Risk Manager at Mechanics Bank Auto Finance, where significant contributions included programming a new loan origination system and developing automated approval strategies. Clausing has also served as SVP, Director Servicing Credit Risk at Wells Fargo Dealer Services and Chief Risk Officer at Veritas Auto Finance, where key achievements included developing credit policies and compliance management programs. With a background in building relationships with stakeholders and facilitating risk assessments, Clausing brings a strong foundation from over two decades of experience in credit risk across various financial institutions. Clausing holds an MBA from Concordia University Irvine and a BBA in Finance from the University of Portland.