Michael Klacik

Michael Klacik III is an experienced professional in risk management and underwriting, currently serving as the Underwriting Team Lead at VizyPay since January 2023. Prior to this role, Michael held the position of Payment Program Risk Manager at Dwolla, where contributions included serving as a Senior Risk & Compliance Analyst and Financial Crimes Analyst from January 2018 to January 2021. Additionally, Michael worked as a Fraud Prevention Analyst at tmg from January 2015 to March 2017 and as a Loan Servicing Specialist 3 at Wells Fargo from March 2014 to November 2014. Educational background includes an Associate of Arts degree from North Iowa Area Community College (August 2007 - June 2009) and studies at Iowa State University from 2009 to 2012.