Karl Gray

Karl Gray is VP Chief Underwriting Officer at Wakam, a newly created position that will bring together pricing, reserving, underwriting, product, audit and claims and will focus on technical discipline and portfolio management. He is based in London, UK.

Karl was most recently the EMEA Director for Uber’s Insurance division – leading the development of new products and managing existing insurance programs – and prior to that was the Global Head of Retail Underwriting for the Zurich Insurance Group.

Karl has over twenty years of Global Leadership within the Insurance Sector with more than 10 years based in international Markets. He has successfully developed and executed strategy and change across multiple geographies, with specific expertise in fast flow insurance, underwriting automation, digital insurance solutions and portfolio management.

Karl Gray graduated from the University of Sheffield (UK) with an MA in Political Economy and holds Diplomas in Management and Insurance. Karl was a Member of the World Economic Forum’s Global Future Council on Mobility between 2017 to 2021.