Karen Falzon

Karen Falzon has a diverse work experience spanning over several companies and roles. Karen recently worked at Xcoins as the Director and Chief Risk Officer. Prior to that, they served as the Chief Risk Officer at FCM Bank Limited from 2018 to 2020. Karen also held the position of Senior Risk Manager at BNF Bank plc, where they deputized the Head of the unit and was an active member of credit committees. Before that, they worked at Banif as a Branch Manager, where they led various branches and played a pivotal role in the bank's expansion. Karen also served as a Commercial Manager at Banif, where they were involved in setting up projects and provided training on branch management. Karen's early career included a role as a Team Leader in Credit at Lombard Bank Malta, where they managed a portfolio of corporate lending customers and monitored non-performing facilities.

Karen Falzon earned a certificate in Financial Services risk management from the Institute of Risk Management UK in 2018-2019. Prior to that, they obtained a degree in Business Administration and Management, General from the University of Leicester in the United Kingdom from 2002-2004. Their earlier education includes a certification in Banking from the Chartered Institute of Bankers from 1997-1999.