Tim Waterman

Tim is charged with leading Zopa's unsecured personal loans business. He is responsible for customer acquisition, credit risk management, pricing and the growth strategy of the product.

Tim has 13 years’ experience in consumer lending businesses specialising in data, analytic and technology led innovation. Before Zopa, Tim was Chief Marketing Officer at Lendable where he led the growth of its unsecured personal loan product and evaluation of new product opportunities. Prior to Lendable, Tim was Chief Analysis Officer at Oakbrook finance. Tim started his career at Capital One.