Ritu Pandey

Ritu Pandey is a seasoned professional in program and operations management with extensive experience in risk and fraud management. Currently serving as a Senior Program Manager at Chime since January 2022, Ritu previously held roles at Discover Financial Services as Principal Operations Strategy and at Santander Consumer USA in various capacities focused on operational and fraud risk management. Ritu began a career at Bank of America as a BI Analyst and also gained valuable experience at Ericsson as a Business Development Intern, contributing to internal marketing strategies and data visualization projects. Ritu’s foundational experiences include teaching programming at The University of Texas at Dallas and analytical roles at Accenture, backed by a Bachelor's Degree in Electrical and Electronics Engineering from Nagpur University and a Master's Degree in Information Technology Management from The University of Texas at Dallas.