Vishal Saxena

Vishal Saxena is an experienced financial risk management professional currently serving as Chief Risk Officer at Flex, where the focus is on creating a comprehensive financial management ecosystem for small and medium-sized business owners. Prior roles include Head of Risk Analytics at Pagaya, and extensive leadership positions at Citi, Barclaycard, HSBC, Capital One, Deutsche Bank, and Acumen Securities Limited. Notably, during tenure at Citi, Vishal managed critical aspects of the Credit Risk organization for the US Branded Cards segment, overseeing operations involving 30 million customers and substantial credit assets. Educational qualifications include an MBA in Marketing from the Indian Institute of Management Bangalore and a Bachelor of Business Studies from the College of Business Studies in New Delhi.