Patrick Welch

Patrick Welch is Chief ESG & Ratings Policy Officer at Kroll Bond Rating Agency (KBRA), responsible for leading all aspects of KBRA’s commitment as an ESG-focused firm, delivering to investors the highest quality credit analysis and research. Prior to assuming his current role in May 2021, Pat served as KBRA’s chief credit officer for five years.

Previously, Pat worked for 19 years at Goldman Sachs, where he served as a vice president within the Credit Risk Management and Advisory Department, and as deputy chief credit officer at Goldman Sachs Bank USA.

Previously to Goldman Sachs, Pat spent seven years in the Structured Finance Group at Standard & Poor’s (now S&P Global Ratings), where he rated numerous asset classes. He began his career as an analyst at Security Pacific National Bank.

Pat holds both a B.S. and MBA from Cornell University.