Raj Kamal Ratawal

Raj Kamal Ratawal is an experienced professional in collections and recoveries, currently serving as Sr. Manager - Collections at Matrix Group Limited since March 2012, where responsibilities include managing portfolios for ICICI, Kotak, and Barclays product cards and personal loans, alongside conducting cost analysis. Prior to this, Raj held the position of Manager - Collections at Matrix Debt Recovery Services Pvt Ltd from March 2009 to August 2012, focusing on backend processes, allocation management, cash control, and audit queries. Early career experience includes leadership roles at Clay Telecom and Caretel Infotech Ltd, overseeing collections teams and maintaining performance reports. Raj Kamal Ratawal holds a diploma in Steno English from the Indian Institute of Management Ahmedabad and a Bachelor's degree in Business Administration and Management from Rajguru Sarvodaya Vidhyalaya.