Vijay Anne has a strong background in credit and fraud management, with experience in various roles throughout their career. Vijay is currently serving as the Head of Credit & Fraud at Mudflap and previously held the position of Chief Credit Officer at Rain Instant Pay. Prior to this, Vijay worked at Oportun, where they held multiple roles including Vice President - Head of Credit and Pricing Strategy, Sr. Director - Credit & Pricing Strategy, and Sr. Director - Credit & Marketing Strategy. Before joining Oportun, Vijay worked at Capital One Auto Finance for a significant period, starting as a Business Director and later becoming a Sr. Business Manager. In these roles, they were responsible for overseeing credit governance, developing decision frameworks, and forecasting losses and allowance for large portfolios. Vijay also played a key role in stress testing and regulatory compliance. Throughout their career, Vijay has demonstrated expertise in credit policy, pricing strategy, risk management, and statistical analysis.
Vijay Anne pursued their Bachelor of Technology degree in Electronics and Communication Engineering (ECE) from Jawaharlal Nehru Technological University from the year 1995 to 1999. Later, they attended the Indian Institute of Management Calcutta between 1999 and 2001, although the information regarding their degree and field of study during this period is not specified.
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