Emma Watkins

Emma Watkins is a seasoned professional in the retirement and annuities sector, currently serving as the Managing Director for Retirement and Longstanding at Scottish Widows since June 2015. Previously, Emma held multiple director-level positions focused on individual and bulk annuities, reinforcing a strong foundation in retirement solutions. Prior to Scottish Widows, Emma was a Partner and Head of Buy-out Business Development at Lane Clark & Peacock LLP, where responsibilities included consulting on pension scheme de-risking and leading business development initiatives. Emma's early career included significant roles in business development and relationship management at MetLife Assurance Limited and a specialized focus on trustee liability insurance at ACE European Group Limited. Educationally, Emma holds a BSc(Hons) in Microbiology from the University of Reading.